Smart Drive Private Car Stand-Alone Own Damage Insurance Add-on – Medical Expense Reimbursement (from Bharti AXA General Insurance Company)
Scope of Cover: Subject otherwise to the terms, exceptions, conditions and limitations of this Policy, in consideration of payment of an additional premium by the Insured, it is hereby agreed and understood that notwithstanding any terms contrary under the Policy, the Company undertakes to reimburse Medical Expenses per Insured persons up to the Sum Insured as specified in the Schedule, but not exceeding the maximum licensed capacity of the vehicle following treatment of bodily injury caused by accidental, external, violent and visible means while traveling in, embarking or disembarking from the Insured Vehicle.
For detail and policy wording as listed on IRDAI check here
Smart Drive Private Car Stand-Alone Own Damage Insurance
This primary insurance policy is designed to provide protection from loss or damage to the private car of the person who buys the insurance for the conditions listed below.
Read more on the primary policy and available add-on (key replacement cover, outstanding loan cover, roadside assistance ……) check here
This is our “Government listed Insurances (2019-2020)” series where we provide details of different policies and their “add-on” policies as is listed on the IRDAI (Insurance Regulatory and Development Authority of India) websites. Insurance companies are required to list their products on as approved by the IRDAI, you can of course reach out to the company to get more details. We aim to provide you with the version that is listed on the government regulatory website (no information here is taken from the insurance company website).