//Key Replacement Cover add-on to private car insurance 2019-20- Bharti AXA

Key Replacement Cover add-on to private car insurance 2019-20- Bharti AXA

Smart Drive Private Car Stand-Alone Own Damage Insurance Add-on – Key Replacement Cover ( from Bharti AXA General Insurance Company)

Scope of Cover:- Subject otherwise to the terms, exceptions, conditions and limitations of this Policy, in consideration of payment of an additional premium by the Insured, it is hereby agreed and understood that notwithstanding any terms contrary under the Policy, the Company indemnifies an amount as stated in the Schedule to the Insured for the cost incurred towards repairing/replacing the car keys and/or locks and/or lockset, including the locksmith charges, upon the occurrence of theft/burglary/loss of or damage to the keys and/or lock and/or the lockset of the Insured Vehicle, during the Policy Period.

For detail and policy wording as listed in IRDAI check here

Smart Drive Private Car Stand-Alone Own Damage Insurance

This primary insurance policy is designed to provide protection from loss or damage to the private car of the person who buys the insurance for the conditions listed below.

Read more on the primary policy and available add-on (key replacement cover, outstanding loan cover, roadside assistance ……) check here

This is our “Government listed Insurances (2019-2020)” series where we provide details of different policies and their “add-on” policies as is listed on the IRDAI (Insurance Regulatory and Development Authority of India) websites. Insurance companies are required to list their products on as approved by the IRDAI, you can of course reach out to the company to get more details. We aim to provide you with the version that is listed on the government regulatory website (no information here is taken from the insurance company website).