Smart Drive Private Car Stand-Alone Own Damage Insurance Add-on – Consumables Cover (from Bharti AXA General Insurance Company)
Scope of Cover: Subject otherwise to the terms, exceptions, conditions and limitations of this Policy, in consideration of payment of an additional premium by the Insured, it is hereby agreed and understood that notwithstanding any terms contrary under the Policy, the Company shall extends the Policy to cover consumable items which are not covered under the Smart Drive Private Car Stand-Alone Own Damage Insurance. For the purpose of this endorsement, Consumable Items shall mean those articles or substances which have specific uses and when applied to their respective uses are either consumed totally or are rendered unit for continuous and permanent use.
Such Consumable Items will include
- nut and bolt,
- lubricants clip,
- engine oil,
- oil filter,
- fuel filter,
- break oil and
- the like.
For detail and policy wording as listed on IRDAI check here
Smart Drive Private Car Stand-Alone Own Damage Insurance
This primary insurance policy is designed to provide protection from loss or damage to the private car of the person who buys the insurance for the conditions listed below.
Read more on the primary policy and available add-on (key replacement cover, outstanding loan cover, roadside assistance ……) check here
This is our “Government listed Insurances (2019-2020)” series where we provide details of different policies and their “add-on” policies as is listed on the IRDAI (Insurance Regulatory and Development Authority of India) websites. Insurance companies are required to list their products on as approved by the IRDAI, you can of course reach out to the company to get more details. We aim to provide you with the version that is listed on the government regulatory website (no information here is taken from the insurance company website).